Terms & Conditions

Acceptance of Terms

Welcome to ONWAY INSURANCE. By accessing or using this website, you agree to comply with these Terms and Conditions and applicable laws.

If you do not agree with these terms, please discontinue using the website.

About Our Website

ONWAY INSURANCE provides an online platform for visitors to explore insurance-related information, submit enquiries and request assistance.

Information on this website is intended to help visitors understand available insurance options. The precise role of ONWAY INSURANCE in arranging, distributing or selling insurance depends on its applicable authorisations and arrangements with relevant insurers or intermediaries.

Our Services

Depending on the services available and our applicable authorisations, visitors may submit enquiries relating to:

Insurance Quotes and Estimates

Any indicative premium, estimated price, comparison or insurance-related information displayed on our website is provided for general informational purposes unless expressly confirmed by the relevant insurer.

• Indicative prices are not guaranteed policy premiums.
• Actual premiums may change based on vehicle details, location, coverage and underwriting.
• Final premiums and terms are determined by the relevant insurer.
• Availability of insurance products is subject to insurer approval.
• Customers should review the final quotation and policy documents before proceeding.

A displayed estimate or enquiry submission does not itself constitute an insurance offer, acceptance or issuance of a policy.

Accuracy of Information

You are responsible for providing correct and complete information when submitting an enquiry or requesting insurance assistance.

Incorrect or incomplete information may affect the accuracy of an estimate, eligibility for coverage or the insurer's underwriting decision.

Insurance Policy and Coverage

The actual insurance contract is between the policyholder and the relevant insurance company.

Coverage, exclusions, waiting periods, deductibles, benefits, limits and claim conditions are governed by the final policy wording issued by the insurer.

Customers should carefully read the policy schedule, terms, conditions and exclusions before purchasing any insurance product.

Third-Party Insurers and Service Providers

Insurance products may be offered, underwritten or administered by independent insurance companies and authorised service providers.

Their products, prices, underwriting decisions, claim processes and policy conditions are governed by their respective terms and applicable regulations.

ONWAY INSURANCE does not guarantee approval, coverage or claim settlement by any insurer.

Customer Responsibilities

When using our website, you agree to:

• Provide truthful and accurate information.
• Use the website only for lawful purposes.
• Keep your personal and contact information updated where necessary.
• Review policy documents and insurer terms carefully.
• Not submit another person's information without appropriate authority or consent.
• Not misuse website forms or attempt unauthorised access.

Payments and Transactions

Any insurance premium payment must be made through an authorised payment channel specified by the relevant insurer or authorised intermediary.

Do not transfer money to an unknown person or personal account claiming to represent ONWAY INSURANCE without independently verifying the payment instructions.

Payment confirmation, refunds and transaction disputes are subject to the applicable insurer, payment provider and transaction terms.

Intellectual Property

Website content, branding, logos, graphics, text and design elements may be protected by applicable intellectual property laws.

You may not copy, reproduce, modify or commercially use protected website content without prior permission from the rightful owner.

Limitation of Liability

We make reasonable efforts to keep website information accurate and accessible. However, we do not guarantee uninterrupted availability or that all information will always be error-free.

To the extent permitted by applicable law, ONWAY INSURANCE shall not be responsible for losses arising solely from temporary website unavailability, technical errors or reliance on indicative information without checking the final insurer documents.

Nothing in these terms excludes or limits any liability that cannot legally be excluded or limited under applicable law.

Prohibited Activities

You must not:

• Use this website for fraudulent or unlawful activities.
• Submit false, misleading or unauthorised information.
• Attempt to disrupt website operations or security.
• Upload malicious software or harmful content.
• Copy or misuse website content without permission.

Changes to These Terms

We may revise these Terms and Conditions from time to time to reflect changes in our website, services or applicable legal requirements.

Updated terms will be published on this page with a revised date. Continued use of the website after an update will be subject to applicable law and the revised terms.

Governing Law and Jurisdiction

These terms are intended to be governed by the laws applicable in India. Any dispute shall be handled by the competent courts or authorities having jurisdiction, subject to applicable law.